Dear Friends
I had told you that I have prepared a list of commandments for a 18 year old boy. Many of you had asked me to send it to you. I am uploading the sasme on our blog as given below. Hope, it will be useful to you all.
Regards
Uday
Word of Advice for an 18 year young Male
Education
Be regular and attentive in class – 50% work is done
Be regular in study – 40% work is done
You can be calculated – but only 5% importance
Rest 5% is luck – you need not worry
Examination
Study the Exam time table
Reach the centre in time
Carry necessary papers & equipment
Write precise and concise in answer paper
Use good pen – preferably fountain pen
Underline or highlight important points
Draw neat figures
Tie supplements carefully
Never attempt to copy
Punctuality
Be punctual in everything
Waking up
Attending classes
Meeting people
Eating meals
Exercise
Going to toilets
Personal Health – nail cutting, hair cutting, bathing
Tidiness
Comb your hair
Use clean and sober clothing
Wear clean and polished footwear
Keep your study and workplace clean and tidy
Keep your clothing clean and pressed
Change the clothing at least alternate day
Get them washed regularly
Keep your books / notebooks clean
Use ‘To do’ list every day
Health
Brush the teeth every day twice
Massage your gums everyday
Regular exercise is a must - yogasana, swimming
Control your Breath – Pranayama
Do not eat or drink before bathing
Eat homemade, fresh food
Do not eat fast food often
Avoid frequency in cold drinks
Keep yourself aloof from Drugs, Alcohol, and Smoking
Sleep
Sleep at 2230 to 2300
Wake up at 0530 to 0600
Positive Attitude
You should have positive attitude
Whatever happens is for your welfare
Glass is always half full and never half empty
Patience
One should have patience in everything
Finance & Investments
Start Saving early in life – whenever income starts
At least 20% of your income should be saved
PPF is the best mode of savings as on today
Monthly Recurring Deposits are better for regular saving
Invest money in Real Estate at the earliest
Buy Gold whenever possible
Buy shares of Blue Chip companies for long term investments
Keep regular accounts of your income and expenses
Never invest with anybody who pays high rate of interest than bank
Do not keep all eggs in one basket
Banking
Open Savings bank account at 18
Preferably nationalized or good commercial bank
Minimum three accounts in Commercial, Nationalized and cooperative
All modern facilities must – net banking, ATM cards
Do not deal with Credit Societies at all
Open your PPF Account at 25 to 27
Invest Rs 70000/- per annum in PPF for 15 years
Do not withdraw money from PPF
Loans
Never take loans from individuals
Never take loans from relatives
Loans can be taken from Banks, financial Institutions
You should have regular repayment sources and plans
Observe the repayment plans regularly
Interpersonal Relationships
Keep your mind calm and quiet
Never quarrel with anybody
Keep your language polite
Respect others
Be a good listener
Organize your thoughts and present them effectively
Your Brain should rule your Heart
Relationships with Parents and aged persons
Respect them
Love them
Take Care in their old age
Never insult them
Life Insurance
Purchase first life Insurance at 25 to 27
Initial amount should be equal to 5 times of annual earnings
Increase the amount every two years - at least for 5 times
Health Insurance
Buy Family Health Insurance at 27
Amount should be equal to 2 years earnings
Religion
Trust that there is a Super Power in this Universe
Worship that Super power – give any name to it
Respect all other religions
Do not follow any religion by act
Compassion is the only true religion
Integrity
Be sincere to whatever you are working
Do your duty diligently
Do not try to earn money by indecent ways or means
Do not pay bribes and never accept any
Language
You should master – English, Hindi and Marathi
Know 3 / 4 other Indian Languages – Southern and Northern
Learn at least one foreign language – German, French, Spanish, Japanese
Reading
Read at least one good book per week
Read in different languages including English & Hindi
Entertainment
Watch good films about one per month
Watch channels like National Geographic, Discovery, Sports
Watch good Drama one per three months
Marriage
Love Marriage is OK but no affair before graduation
Try to marry between 25 and 28
Girl should belong to your state and religion as far as possible
Age difference of 5 years is ideal
Height difference of 2 to 4 inches
She should have good family background
She should not be rich than you
The girl should be slim in figure
Her eyes should be large, attractive and compassionate
She should have straight beautiful nose
Her skin should be smooth and healthy
Her complexion should be wheat to fair
Her palms should be soft
Her fingers should be long and pointed
Her voice should be sweet
Her nature should be calm
She should have clean habits
Her mother should have all the above qualities
She should know some arts and crafts
Sexual Relationships
Avoid bad habits like masturbation
Sex after marriage only
Sex only with wife
Never indulge with strangers
Always use condoms (if at all it happens)
Children
First child at 27 to 30(two years after marriage)
Second at 30 to 33 (three years after first child)
Then full stop
Children should go to English medium school
They should master Marathi
Treat them as your friends
Love them
Take care of them
Personal belongings
Never sit in official chair of any other person
Never allow any other person occupy your chair
Do not touch personal belongings of anybody - vehicle, pen, mobile, dress, bed
Do not allow others to touch your belongings
Secrets
Never divulge any secrets known to you
Never try to know any secrets of others – avoid it
Health
Make yourself tough for all situations and weather
Bathe in cold water through out the year
Do not insist for purified water
Take worm medicine and castor oil every 6 months
Do not be over precautious about your health
Saturday, February 14, 2009
Monday, February 2, 2009
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